Here's All The Ways a Car Insurance Policy Has Your Back
From minimum coverage to full + umbrella, let's talk options.
The Coverages That Make All Auto Insurance Policies
Car insurance policies are split into coverages so that buyers get to pick and choose their policy. Getting the coverage you actually need, no more and no less, affects your premium price the most!
Liability coverage is mandatory in California at 30/60/15.
What's covered in a coverage-type is the same for each insurer.
UM/UIM is very recommended since 1 in 5 drivers are uninsured in CA.
Created by a team of design enthusiasts.
Blueberry Insurance Agency proudly writes policies on behalf of these great insurers.
1). Liability
Pays for the other party's damages if you're at-fault for an accident.
Get. As. Much. As. You. Can. If you accidentally hit someone or many someones this is what keeps your life and their life(s) from being completely financially ruined.
Pays for when stuff hits your car that isn't another car.
Trees, animals, and weather disasters - oh my! This is the coverage you want to protect yourself from fires, floods, and road deer. Also theft protection.
Protects you if another driver has no or not enough liability coverage.
Hey, so - there's a lot of people driving around with minimum or no insurance. It's bad for them, but it's REALLY bad for you. There are very few ways to make them pay, and your only backup is this coverage.
Pays for medical expenses (deductibles, co-pays, co-insurance, etc.) that come from being in a car accident.
We all know that having health insurance still means you can pay a bunch of money out-of-pocket. This covers that and is generally pretty cheap to get.
